After a car, motorbike, bike or public transport accident, some people notice changes in memory, concentration, mood or energy. A TAC neuropsychological assessment looks carefully at how your thinking skills are working and what that means for daily life, work and study.
This guide explains how neuropsychology fits with a Transport Accident Commission (TAC) claim in Victoria, what the TAC usually needs before it will pay, and how a treating assessment differs from the independent examinations the TAC arranges.
اہم نکات
- The TAC funds psychology and neuropsychology for accident-related mental health and cognitive problems, on referral from a medical practitioner.
- TAC policy allows up to six psychology or neuropsychology sessions in the first 90 days without prior approval. After that, your provider needs TAC approval first.
- A neuropsychological assessment measures skills such as memory, attention, processing speed and problem-solving, and links the results to everyday life.
- Treating assessments guide rehabilitation. Impairment and serious injury decisions use separate independent examinations.
- Gap fees can apply if a provider charges more than the TAC rate, so ask about fees before you book.
What the TAC covers after a transport accident
The Transport Accident Commission (TAC) is Victoria’s no-fault insurer for people injured in transport accidents. It can pay for reasonable treatment and support for injuries caused by the accident, including mental health and brain injuries.
The TAC’s mental health and wellbeing services include psychology, psychiatry and neuropsychology. A neuropsychologist is a psychologist with further training in how the brain affects thinking, behaviour and emotion.
When a neuropsychological assessment may help
Many people recover well after a mild head injury. Healthdirect notes that most adults with concussion get better on their own within about 2 weeks. Others have problems that last longer, or have a more serious brain injury that needs detailed assessment.
Your doctor or rehabilitation team may suggest an assessment if you notice:
- forgetting conversations, appointments or where you put things
- trouble concentrating, following a TV show or reading
- slower thinking, or feeling overloaded in busy places
- difficulty planning, organising or making decisions
- changes in mood, irritability or confidence
- mental fatigue that makes it hard to get through a work or school day
An assessment can help answer practical questions. For example, is it safe to return to work yet? What supports would help at home? Are the problems mostly due to the brain injury, to pain and poor sleep, to low mood or anxiety, or to a mix? The answer matters, because each cause points to different treatment.
How TAC funding for neuropsychology works
The TAC’s psychology and neuropsychology policy sets out the main rules. In summary:
- Referral: the TAC pays for these services when a medical practitioner, such as your GP or specialist, refers you.
- First 90 days: the TAC can pay for up to six sessions of psychology or neuropsychology in the first 90 days after the accident without the provider contacting the TAC for approval first.
- After 90 days: the provider needs TAC approval before funded treatment starts. Approval is also needed if it has been more than 6 months since your last TAC-funded treatment.
- Who can provide it: neuropsychology must be provided by a psychologist with AHPRA endorsement as a clinical neuropsychologist.
- Fees: the TAC pays according to its fee schedule. If a provider charges more, you may have a gap to pay.
A comprehensive neuropsychological assessment usually takes several hours, so ask your provider how it will be requested and funded under your claim before the appointment.
What happens during the assessment
A neuropsychological assessment usually has three parts.
Interview
The neuropsychologist asks about the accident, your injuries, your recovery so far, your health history, education and work. With your consent, they may also speak with a family member who knows you well, and read hospital and rehabilitation records.
Testing
You complete a range of standardised tasks with pen and paper, blocks, pictures or a computer. These measure memory, attention, language, visual skills, speed of thinking and problem-solving. Your results are compared with people of a similar age. Short breaks are normal, and the test day can be split if fatigue is a problem.
Getting ready
A little preparation makes the day easier and the results more accurate:
- try to sleep well the night before and eat before you arrive
- bring your glasses or hearing aids, and a list of your medicines
- bring your TAC claim number and any referral letter
- bring copies of hospital discharge summaries or earlier reports if you have them
- tell the clinician if you are in pain or very tired, so breaks can be planned
You do not need to study or practise. The tasks are designed so that nobody gets everything right. What matters is that you try your hardest, because the results are only useful if they show what you can really do.
Feedback and report
The neuropsychologist explains what the results mean, including your strengths. The report usually includes practical recommendations, such as memory strategies, pacing, a graded return to work or study, or referral for cognitive rehabilitation or counselling. With your consent, a copy can go to your GP and treating team so everyone works from the same information.
Treating assessments and independent examinations
It helps to know the difference between an assessment that supports your recovery and an examination that the TAC arranges to make a decision about your claim.
Treating assessments
A treating neuropsychologist works with you and your doctors to guide rehabilitation. The focus is on diagnosis, understanding the problems and planning support.
Independent examinations
The TAC also arranges independent medical examinations with health professionals it approves. The reports are used to make decisions about your claim. Examples include:
- Impairment benefits: a one-off lump sum if you have permanent impairment from the accident. The TAC says a degree of permanent impairment of 11% or more is needed. The impairment assessment is done by independent doctors trained in the relevant guides, not your own treating doctor.
- Serious injury and common law: to claim common law damages, you need a serious injury and someone else must be at least partly at fault. Serious injury can be shown by a permanent impairment of 30% or more, or by the “narrative” test. The narrative test includes categories such as serious long-term impairment of a body function and severe long-term mental or behavioural disturbance.
A lawyer may also ask for an independent neuropsychological opinion for a common law claim. Our guide to independent medical examinations explains what these appointments involve.
Compensation rules are complex and depend on your accident and injuries. This article is general information and is not legal advice. Speak with a lawyer or the TAC about your claim, and with a qualified health professional about your symptoms.
Invictus Health کیسے مدد کر سکتا ہے
Invictus Health provides اعصابی نفسیاتی جائزے for adults and children, and medico-legal assessments when a lawyer or insurer needs an independent opinion. Our head office is in Preston, and we have assessment clinics in Victoria and several other states.
You can book most assessments without a GP referral. For TAC funding, you will still need a referral from a medical practitioner and, outside the first 90 days, TAC approval. Neuropsychology reports are reviewed by Dr Judy Tang OAM, clinical neuropsychologist. Our فیس کا صفحہ explains costs, or contact us to check what applies to your claim.
If an accident has affected your mood, our psychologists and counsellors also offer مشاورت. If you are in danger, call 000. For 24-hour crisis support call Lifeline on 13 11 14.
اکثر پوچھے گئے سوالات
کیا TAC نیورو سائیکولوجیکل تشخیص کے اخراجات برداشت کرتا ہے؟
جب کوئی طبی معالج آپ کو ریفر کرتا ہے اور آپ کو ٹرانسپورٹ کے حادثے کی چوٹوں کی وجہ سے اس سروس کی ضرورت ہو تو TAC نیورو سائیکولوجی کے اخراجات ادا کر سکتا ہے۔ پہلے 90 دنوں میں بغیر پیشگی منظوری کے چھ سیشن تک فنڈ کیے جا سکتے ہیں۔ اس کے بعد، آپ کا فراہم کنندہ فنڈ شدہ خدمات شروع کرنے سے پہلے TAC سے منظوری طلب کرتا ہے۔ بکنگ سے پہلے TAC یا اپنے فراہم کنندہ سے رابطہ کریں۔.
کیا مجھے TAC نیورو سائیکولوجی کی ملاقات کے لیے جی پی کے ریفرل کی ضرورت ہے؟
TAC کی جانب سے ادائیگی کے لیے، ہاں۔ اس کی پالیسی طبی ماہر کے ریفرل پر نفسیات اور نیورو نفسیات کے اخراجات برداشت کرتی ہے، جو آپ کا جی پی یا نیورولوجسٹ یا بحالی کے ماہر جیسے ماہرِ صحت ہو سکتا ہے۔ آپ اب بھی بہت سی پریکٹسز میں ریفرل کے بغیر نجی طور پر بکنگ کروا سکتے ہیں، لیکن اس صورت میں آپ خود فیس ادا کریں گے۔.
How long does a neuropsychological assessment take?
It depends on the questions being asked and how you are feeling on the day. A full assessment often involves an interview and several hours of testing, sometimes split across two sessions if fatigue or pain is a problem. A feedback appointment and written report follow. Your neuropsychologist can give you a better estimate for your situation.
Is a TAC impairment assessment the same as a neuropsychological assessment?
No. An impairment assessment is an independent examination the TAC arranges to work out your level of permanent impairment for a lump sum payment. It uses set medical guides and is done by independent examiners. A treating neuropsychological assessment focuses on understanding your thinking skills and planning rehabilitation, although its findings may be relevant to your claim.
Can I have a neuropsychological assessment years after my accident?
Yes. People sometimes seek an assessment months or years later, for example when problems at work continue or a lawyer needs evidence for a claim. The neuropsychologist will ask about your history since the accident and consider other factors, such as pain, sleep and mood. Time limits apply to some TAC benefits, so check these with the TAC or a lawyer.
Questions about a TAC assessment?
Contact our team to talk about a neuropsychological assessment after a transport accident and what you need for TAC funding.
حوالہ جات
- Transport Accident Commission. Psychology and neuropsychology (policy). TAC; 2026. tac.vic.gov.au/clients/how-we-can-help/treatments-and-ser…
- Transport Accident Commission. Mental health and wellbeing services. TAC; 2026. tac.vic.gov.au/clients/how-we-can-help/treatments-and-ser…
- Transport Accident Commission. Impairment benefits. TAC. tac.vic.gov.au/clients/how-we-can-help/compensation/impai…
- Transport Accident Commission. Serious injury (common law fact sheet). TAC. tac.vic.gov.au/clients/how-we-can-help/compensation/commo…
- Transport Accident Commission. Medical assessments and examinations. TAC. tac.vic.gov.au/providers/type/psychiatrists/treating-a-cl…
- Healthdirect Australia. Concussion. Healthdirect. healthdirect.gov.au/concussion

